14          STATE OF THE MAJORS 2026
If Gen Z, as well as other consumers, 
think the world is falling to pieces, why are 
they still spending? The ominous-sounding phenomenon known as 
“doom spending” might explain some of it.
“For younger consumers … we see this mentality of, ‘This is 
terrible. The world is aflame. But I am going to continue to spend or, 
actually, I’m going to spend because of that,’” Bliss said.
A significant number of Gen Z consumers “feel like they really 
don’t have a reason to save for the future, so they might as well just 
spend and make their lives good now.”
Henne Jewelers’ Inge says, “I do kind of fall into that doom-and-
gloom pessimism. I think a lot of it is influenced by what you see on 
social media, the constant updates.”
She’s also found herself doom spending. 
“Whether I’m scrolling or it’s something in real life, I [like] a little 
retail pick-me-up.”
Cassidy Boyle, Henne Jewelers’ sales support and social media spe-
cialist, says she limits her exposure to social media outside of work to 
combat those feelings of hopelessness that spur spontaneous spending.
“I try not to look so much on social media and not be affected by what 
everyone else is feeling. I try to be very careful with what I consume.”
Boyle, who is saving up for her wedding, worries her peers have a 
problem with overconsumption.
While a lot of Gen Z shoppers aren’t jewelry customers yet, she 
thinks they’re likely spending lots of money elsewhere in search of 
what they perceive to be a better value.
the short stick in terms of growing up with financial instability. The 
reasons have fluctuated, but that feeling of not knowing if next year 
is going to be financially stable has been their constant.”
Alex Bellman, chief operating officer 
at Bellman’s Jewelers in New England, 
shared his insights into younger cus-
tomers and the considerations they 
make when buying jewelry. 
“I haven’t seen a downtick in price 
point, but they want more for their dollar,” 
he says.
“Ten to 12 years ago, my average 
customer who bought an engagement 
ring was spending between $5,000 to 
$10,000. That’s still the same today. 
They just want a [lab-grown diamond] 
because their dollars are worth so much 
less now.”
Though the price of natural diamonds 
has come down, he says his customers 
saw how little they were getting for their dollar with natural versus 
lab grown, and they aren’t concerned with how little their lab-grown 
diamond could be worth in the future.
He says his customers tell Bellman’s sales associates, “I don’t want 
to upgrade 10 years down the road because I can barely afford my 
house. So, I want the ring I want now.”
Jayden Inge, customer concierge and bridal assistant at Henne 
Jewelers in Pittsburgh, said a lot of young couples shopping for engage-
ment rings understandably have less to spend than the store’s 
well-established, older customers.
“They definitely are more budget 
conscious, like with lab-grown diamonds,” 
she says. “Getting a big look for less is 
something they lean towards.”
Bliss, the YPulse executive, said Gen 
Z consumers’ early life experiences 
have “completely changed” their defini-
tion of luxury.  
While previous generations wouldn’t 
have classified brands such as Nike and 
Victoria’s Secret as “luxury,” for Gen Z 
shoppers, who gravitate toward big-box 
stores, thrift stores, and dollar stores, 
these brands’ higher-priced goods 
count as luxurious.
“That’s not going to change drastically 
[just] because they’re aging up unless the economy drastically chang-
es, which they don’t see happening,” Bliss said.
“For Gen Z, it’s really that their mentality around brands, around 
luxury, around products, around retail, is being conceptualized during 
complete instability.”
THE STATE OF
DIAMONDS 
JEWELRY 
DESIGN
COLORED 
STONES
Shoppers browse the showcases at Bellman’s Jewelers’ Boston location. 
Younger shoppers gravitate toward lab-grown diamonds to get more for 
their money, says COO Alex Bellman.
“Doom spending” and “little treat culture” 
are signs of the times.
3
From doom spending 
to little treats, more 
shoppers are turning 
to retail therapy for 
a boost.
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